Professional property investment simulator with 10-country tax analysis, rent vs buy comparison, and comprehensive portfolio management
Property Simulator, Portfolio Manager & Rent vs Buy Comparison
Professional mortgage calculator with multi-country tax rules, amortization schedules, and 30-year wealth evolution projections.
Track multiple properties with automatic portfolio building, equity tracking, and comprehensive property management dashboard.
Compare renting vs buying over 10-30 years with net wealth evolution, investment returns, and break-even analysis.
Comprehensive tax rules, notary fees, and acquisition costs for major markets
Accurate calculation of notary fees, transfer taxes, stamp duty, and registration costs. France: 7.5%, UK: 1.5% + SDLT, USA: 3.5% closing costs, Spain: 8% ITP.
Annual property tax calculations by country. France: 1.5%, UK: Council Tax (£2000/year), USA: 1.2%, Spain: 0.8% IBI, Portugal: 0.5% IMI.
Capital gains tax rules for property sales. France: 36.2%, UK: 28%, USA: 20% (+ state tax), Germany: 45% (exempt after 10 years), Italy: 26%.
Rental income taxation by country. France: 30%, UK: 40% (with 20% mortgage relief), USA: 24% + depreciation, Spain: 21% Cedolare Secca (40% deduction).
Annual property appreciation rates. France: 3%, UK: 4%, USA: 4.5%, Netherlands: 5.5%, Portugal: 5%, Germany: 3%, Switzerland: 2.5%.
Tax exemptions for primary residences. France: 100% CGT exempt, UK: 100% exempt, USA: $250k single/$500k married, Italy: IMU + CGT exempt (5+ years).
30-year wealth evolution comparison with investment returns simulation
Track equity, current values, and loan balances across multiple properties
Visualize your property portfolio by country with horizontal bar charts showing total value distribution across France, UK, USA, Spain, and other markets.
Automatic equity calculation based on current property value minus remaining mortgage balance. Track wealth accumulation over time with appreciation modeling.
Visual progress bars showing loan repayment status with months remaining, LTV ratio, and payment history tracking for each property.
Track property value appreciation using country-specific annual rates. Comparison of purchase price vs current value with percentage gain indicators.
Filter portfolio by country, property type (Primary, Secondary, Rental), and status (Active, Paid Off). Search and sort capabilities.
Save simulations manually with custom names. Firestore cloud sync with localStorage backup. Duplicate and compare simulations side-by-side.
From property details to comprehensive financial analysis in 4 steps
Select country and property type (Primary, Secondary, Rental). Enter purchase price, down payment, interest rate, loan duration, and monthly salary.
System calculates monthly mortgage payment, borrowing capacity, debt ratio, notary fees, property tax, and total acquisition costs using country-specific rules.
View amortization schedule, wealth evolution chart (30 years), rental yield (if applicable), and comprehensive tax breakdown with Highcharts visualizations.
Manually save simulation with custom name to Firestore. Simulation auto-adds to portfolio with equity tracking, value appreciation, and loan balance updates.
Required libraries and core capabilities of the Real Estate Simulator
France, UK, USA, Spain, Portugal, Germany, Switzerland, Italy, Belgium, Netherlands
Wealth evolution, property appreciation, and amortization modeling
Compare net wealth evolution over 10-30 years with break-even analysis
Track multiple properties with automatic equity and value calculations
Professional property simulator with 10-country tax analysis, rent vs buy comparison, and portfolio management
No credit card required • Included in Basic plan (Free)