1. Acceptance of Terms

By accessing or using AlphaVault AI ("the Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use the Service. We reserve the right to modify these Terms at any time, and your continued use of the Service constitutes acceptance of such modifications.

2. Description of Service

AlphaVault AI provides an AI-powered financial intelligence platform that offers tools for:

• IPO analysis and screening
• Portfolio optimization and risk management
• Market analysis and predictions
• Financial data aggregation and visualization
• M&A screening and valuation tools

3. User Accounts

3.1 Account Creation

To use certain features of the Service, you must create an account. You agree to:

• Provide accurate, current, and complete information
• Maintain and promptly update your account information
• Keep your password secure and confidential
• Notify us immediately of any unauthorized access
• Be responsible for all activities under your account

3.2 Account Termination

We reserve the right to suspend or terminate your account at any time for violations of these Terms, fraudulent activity, or any other reason we deem necessary.

4. Subscription and Payment

4.1 Subscription Plans

We offer various subscription tiers (Basic, Pro, Platinum) with different features and pricing. Details are available on our Pricing page.

4.2 Billing

• Subscriptions are billed monthly or annually, as selected
• All fees are non-refundable except as required by law
• We may change subscription fees with 30 days' notice
• Failed payments may result in service suspension

4.3 Free Trial

We may offer a 14-day free trial for Pro and Platinum plans. Your payment method will be charged automatically at the end of the trial period unless you cancel.

5. Use of Service

5.1 Permitted Use

You may use the Service for lawful purposes only, in accordance with these Terms.

5.2 Prohibited Activities

You agree NOT to:

• Violate any applicable laws or regulations
• Infringe on intellectual property rights
• Transmit viruses, malware, or malicious code
• Attempt to gain unauthorized access to our systems
• Scrape, data mine, or use automated tools without permission
• Resell or redistribute our services without authorization
• Use the Service for fraudulent or deceptive purposes
• Impersonate any person or entity

6. Intellectual Property

All content, features, and functionality of the Service are owned by AlphaVault AI and are protected by copyright, trademark, and other intellectual property laws. You may not:

• Copy, modify, or distribute our content without permission
• Reverse engineer or decompile our software
• Remove copyright or proprietary notices
• Use our trademarks or branding without authorization

7. Disclaimer of Warranties

8. Limitation of Liability

To the maximum extent permitted by law, AlphaVault AI shall NOT be liable for:

• Indirect, incidental, or consequential damages
• Lost profits, data, or business opportunities
• Investment losses or financial damages
• Third-party actions or content

Our total liability shall not exceed the amount you paid us in the 12 months preceding the claim.

9. Indemnification

You agree to indemnify and hold harmless AlphaVault AI, its officers, directors, employees, and agents from any claims, damages, losses, or expenses (including legal fees) arising from:

• Your violation of these Terms
• Your use of the Service
• Your violation of any third-party rights

10. Data Privacy

Your use of the Service is subject to our Privacy Policy. We collect, use, and protect your data as described in our Privacy Policy.

11. Third-Party Services

The Service may integrate with third-party services (data providers, payment processors, etc.). We are not responsible for third-party content, services, or practices.

12. Termination

Either party may terminate this agreement at any time. Upon termination:

• Your access to the Service will cease
• You must stop using our intellectual property
• We may delete your data after a reasonable grace period
• Obligations under these Terms that should survive will continue

13. Governing Law and Dispute Resolution

These Terms are governed by the laws of France, without regard to conflict of law principles. Any disputes shall be resolved through:

• Good faith negotiations first
• Binding arbitration if negotiations fail
• Courts of Paris, France for claims under €10,000

14. Changes to Terms

We may modify these Terms at any time. We will notify you of material changes via email or platform notification. Your continued use after changes constitutes acceptance.

15. Contact Information

For questions about these Terms, please contact us at: